After Dad died, Mother went and sold the house, and moved into an apartment. Since she still owed money on the mortgage, she didn't get the whole selling price, but it was a goodly sum, and one that would do even better if we we took it out of a .02 percent regular savings account and put it in an investment with some teeth. Well, now that we're finally about to do that, we're having issues. See, I'd always heard that if a senior has to go into a nursing home or other residential care facility, any assets the person has in their name belongs to that facility once the insurance runs out. So, my suggestion was to put the money in my name, so that no one could touch it, with the specific understanding that I would not touch it unless she needed it or she died. I mean, of course the money would be nice, but it's not mine, and I wouldn't be helping myself to it or anything. She could have all the documentation with it; I wouldn't even want the damn investments in my house, that's how much I could care less about it.

Well, after I try to explain this to her, she goes to one of the relatives I can't mention and tells them this. Since there are more children involved, this relative has assets put in a trust, and based on their experience, they told Mother that there's no reason for her to not have my name on the assests except as a beneficiary. Now, Mother worships the ground on which this relative walks, so I'm of course in the wrong.

Who's right? Has anyone had experience with this sort of thing?Oh, whatEVER.